Term Loan

A Business Term Loan is a long-term financing facility designed to support SMEs with expansion or large capital needs.

Key Features:
  • Financing amount: RM100,000 – RM20 million (depending on profile & collateral)
  • Tenure: 3 to 10 years
  • Repayment: Fixed monthly instalments
  • Collateral: Can be secured (property, assets) or unsecured (for strong profiles)
Best For:
  • Expansion of factory, outlet, or branch
  • Purchase of commercial property, land, or machinery
  • Renovation and upgrading facilities
  • Consolidating high-cost short-term loans

Why Choose It:

Stable repayment schedule for better financial planning

Large capital access for long-term growth

Competitive interest rates compared to short-term financing