Our Services

At Nexus Capital, we are equipped with a comprehensive connection, in-house crediting system and tailor-made solutions for every client. This approach has made us distinct from other financial services with a success rate of 90%. These are the broad range of services and tools that SME owners need to achieve their vision and optimise productivity.

Created by potrace 1.16, written by Peter Selinger 2001-2019

BANK LOAN ADVISORY

BANK LOAN ADVISORY

We assist you to find the suitable financing institutions and achieving the maximum amount based on your eligibility at the most competitive rate. Additionally, this service will help shorten or avoid the turnaround time when we process your application with the respected party in a time-efficient manner.
Created by potrace 1.16, written by Peter Selinger 2001-2019

CREDIT FINANCING

CREDIT FINANCING

This is to fulfil your short-term financing requirement. It is suitable for companies that are not able to fulfil financial institutions’ credit requirement or those that require additional working capital on top of their existing financing facilities.
Created by potrace 1.16, written by Peter Selinger 2001-2019

FACTORING

FACTORING

Also known as Invoice Financing, it allows your company to convert your credit sales into cash through selling your invoices to a licensed factoring house. Depending on your nature of business, we can guide you to the right factoring house with ease.
Created by potrace 1.16, written by Peter Selinger 2001-2019

CROWDFUNDING

CROWDFUNDING

An innovative way of financing, from peer-to-peer financing to equity crowdfunding, we collaborate with the big players in the market to offer the best options for your company. It is done digitally and does not require any collateral from you.
Created by potrace 1.16, written by Peter Selinger 2001-2019

BANK LOAN ADVISORY

BANK LOAN ADVISORY

Nexus Capital's role would be to oversee the process involved in bank loans from start to finish. Not only that, we also analyse and search for a suitable product or facility that fits your loan obligations and financial capability.a
Created by potrace 1.16, written by Peter Selinger 2001-2019

ALTERNATIVE FINANCING

ALTERNATIVE FINANCING

As stated by its name, the function would be fulfilling short-term funding requirements and providing alternative funding options without collateral needed. With this, clients that are not able to fulfill financial institutions requirements could try this approach.
Created by potrace 1.16, written by Peter Selinger 2001-2019

FACTORING FINANCING

FACTORING FINANCING

It is a flexible facility that allows your company to achieve immediate cash flow by converting your credit sales through selling your invoices to a licensed investment holding company.
Created by potrace 1.16, written by Peter Selinger 2001-2019

CROWDFUNDING

CROWDFUNDING

Commonly associated with P2P, we collaborate with several funding platforms to expedite your application process and strategise your funding amount. Also, this is primarily used for micro-financing which do not require collaterals.
Services and FAQ | Best Business Loan Consultancy

BANK LOAN
ADVISORY

Nexus Capital role would be the “eye” that oversees the process from A to Z of bank loans. Not only that, we also analyse and search for a suitable product or facility that fits your loan obligations and financial capability.

Services and FAQ | Best Business Loan Consultancy

ALTERNATIVE FINANCING

As stated by its name, the function would be fulfilling short-term funding requirements and potentially in providing alternative funding options without collateral needed. With this, clients that are not able to fulfill financial institutions requirements could try this approach.    

Services and FAQ | Best Business Loan Consultancy

FACTORING FINANCING

It is a flexible facility that allows your company to achieve immediate cash by converting your credit sales into cash through selling your invoices to a licensed investment holding company.

Services and FAQ | Best Business Loan Consultancy

CROWDFUNDING

Commonly associated with P2P, we collaborated with several funding platforms to quicken your application process directly and strategies your funding amount. Additionally, it is mostly used for micro-financing and it requires no collaterals too.

FAQ

01. What is the maximum amount of funding I can secure?

The maximum financing amount depends on your company’s profile, which includes its revenue, cash flow, industry etc. As your company expands, you might want to secure bigger projects which require more cash flow support. However, some companies were rejected by existing financing institution as it hits the maximum limit. It is advisable to spread the risk and establish credit relationships with more financing institutions should there be potential opportunities of growth that requires additional funding. Tapping into our extensive network of banks and financial institutions, we would be able connect your company to suitable banks and commercial loan products.

02. How long does the application process take?

The typical turnaround period for loan applications for SMEs is 1 to 2 months. This is due to the unfamiliarity regarding the documents required and the application process. Thus, you may have to spend more time to have back-and-forth communication with the banker to get the financing application right.

If you’re in a situation where you required funds urgently, we can shorten the turnaround time with our familiarity on the documentations and information banks require.

03. Why did the bank reject my application?

Imagine this: You have a new large-scale project that require funds urgently. However, your SME loan application did not go through. You will either have to postpone this project or miss the opportunity. In the meantime, once your application is rejected, you might not be able to resubmit the application within the next 6 months. The most typical reasons why commercial loan applications are rejected are:
1. Approached banks which does not favour such industry
2. Business owner’s personal credit profile
3. Limits to financing with existing banks
4. High gearing, business turnover is declining over the years

04. How to know if I am getting the lowest business loan interest rate?

There are a lot of banks and financial institutions in the market providing SME loans, but you are not certain that they are the most competitive. You might not know which bank offers the lowest SME loan interest rate because the products are ever-changing. Your network might not be extensive enough so that you can have access to the various products that are available from all banks. Hence, losing out on the chance to save interest. Therefore, we are here to help you to compare and provide you the most fitting financing deal that is suitable to your business.

05. Which financing products are suitable for my company?

There are various loan products available to meet the different requirements of SMEs. The common ones are, Business Term Loan, Trade Financing, Factoring, Equipment Financing, Peer-to-Peer financing and etc. Now, you can cut through the complexity and technical jargons to get the most fitting financing solutions for your business. Through our expertise and experience in securing SME loan, we simplify the process to ensure you can reap the benefits of each facilities while empowering your business.

06. Which banks should I approach for a small business loan?

There is no definite answer to this as different banks have varying credit criteria and risk appetite. There are so many banks providing SME loan in Malaysia. However, some banks avoid certain industries whereas other banks might welcome these same industries. Most business owners are not aware which banks are more suitable for their business profile and could waste precious time approaching banks that are not the right fit. Aside from the mainstream services granted by the banks, there are also alternative financing solutions for SME business owners.
With our familiarity with the credit criteria of these financing institutions, we definitely can help you to identify the most suitable finance solution for your business profile to enhance the chances of getting loan approvals at the best terms.

07. How will a low credit rating affect my application?

All banks will refer to report from Credit Bureau Malaysia (CBM) or RAM Credit Information Sdn Bhd (RAMCI) to get customers CCRIS report which is similar to CTOS. In both the CBM and RAMCI, there is a Credit Default Scoring Assessment which calculates probability of defaulting. However, the score shown does not determine whether the application will get approved because this is just one of its criteria for loan assessment.

General Inquiries

We are always ready to help businesses.
Let us take care of the financing part so you can focus on operations in growing your business to a bigger scale.